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Christine Diveley


Realtor




Cell: (619) 540-9960    Fax: (619) 463-7891    Email Me
Short Sale Contract

 

Sellers

Short Sale

 

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  - Seller's Guide

- Avoid Foreclosure

- Loan Modification

- Short Sale

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What is a Short Sale

A short sale in real estate occurs when the outstanding obligations (loans) against a property are greater than what the property can be sold for. Short sales are a way for homeowners to avoid foreclosure on their homes and still be able to pay off their loan by settling with lender.

 

This is the fastest-growing foreclosure alternative. Many lenders will allow a Short Sale, when the home sells for less than the amount of the loan. This is attractive for lenders because they lose less money than in a foreclosure. Also, Short Sales generally take less time than foreclosures, so the banks don't have to carry the properties on their books as liabilities.

And it's attractive for homeowners because the impact on their credit is far less than in a foreclosure. You may be able to buy another home in as little as two to three years after a Short Sale, compared with a typical seven-year wait after a foreclosure.

Short Sales are paperwork-intensive, and there are many, many details involved. If you're considering this option, it's critical to work with a trained real estate agent who knows all the steps required to successfully complete a Short Sale.

An experienced Ascent Real Estate REALTOR® can help guide you through the process and act as a liaison between all the parties involved.

The U.S. Treasury announced guidelines for streamlining and simplifying the Short Sale Process.  Ask your Ascent Real REALTOR® agent for details.

Keep in mind that no matter which option you choose, there may be tax and other financial consequences. You should consult with a tax advisor or legal expert.

 

 

Christine Diveley

About Christine Diveley

Realtor

Christine is a unique realtor in San Diego CA, combining the skills of a real estate professional and an interior designer

Christine Diveley is a Francophone realtor who brings integrity, professionalism and excellent service to every transaction. In 2012, 2013 and 2014 she was the recipient of the FIVE STAR Real Estate Agent award for customer satisfaction. She is part of an elite group of Realtors that comprises the top 3 percent of the licensed agents in the San Diego area.

Christine’s experience spans all types of residential real estate transactions, from traditional listings, to complex short sales, and from condos to high-end estates. Rather than focusing on a single neighborhood, Christine has developed an extensive knowledge of San Diego real estate. She brings tailored research skills and experienced judgment to each client’s transaction. In the negotiation phase, Christine demonstrates success in closing on terms favorable to her clients.

Her skills as an interior designer are invaluable in helping buyers choose the right house. Christine understands space planning and knows about construction. For sellers, her design experience allows her to help them best prepare their property for a quick and successful sale.

Christine will listen to your needs to establish goals and objectives. Her service is second to none and has earned her a valuable source of referrals. In this very competitive market, service and skills make the difference.


Movoto award       Yelp reviews        Trulia reviews          Zillow reviews           

Christine@ChristineDiveley.com
(619) 540-9960
Member of National Association of Realtor (NAR)
Member of California  Association of Realtors (CAR)
Member of San Diego Association of Realtors (SDAR)
Allied Member of American Society of Interior Designers (ASID)

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